What Is a Bumper to Bumper Auto Warranty

A bumper to bumper auto warranty is an automobile warranty providing coverage for most parts on the entire vehicle. These types of warranties are normally offered when a new automobile is purchased from the dealership. Sometimes, if a newer model used car is purchased, it may still contain a portion of the warranty period. For example, a two year old automobile with 10,000 miles would still be covered under a three year or 36,000 mile warranty.

What confuses most people is that they assume because the warranty is named bumper to bumper auto warranty, that everything is covered. That may not be the case. It is important to read through the fine print on the warranty to know exactly what parts, systems, and services are covered. Most of the time, there is fine print that states parts that deteriorate under normal wear and tear are not covered. These items could include windshield wiper blades, brake pads, tires, fuses, and light bulbs, as well as other items. The items not covered must be spelled out in the fine print.

Also, under certain circumstances, not all parts may be covered. For example, if the battery needs replacing due to a faulty alternator, the bumper to bumper auto warranty might only replace the alternator and not the battery. Even though the alternator was what caused the battery to fail, you might have to pay for a new battery out of pocket.

Normal maintenance schedules for an automobile are oftentimes not covered under the warranty. Oil changes, tire rotations, air filter replacements and the like are not covered under the warranty. Most new car dealerships will offer a separate service contract that includes most of these items for an additional cost that can be added onto the purchase price of the new automobile.

Items typically covered under a bumper to bumper warranty include the drive train, transmissions, electrical systems, engine blocks, differentials, radiators, water pumps, and other major systems and parts. The warranty provides for coverage in case the paint peels off the exterior of the car due to a defect in the original paint job. In addition, the warranty could cover rust as long as the affected area is completely rusted through.

You should always make sure to read the fine print on the warranty to know exactly what is covered and what is not. If you have questions, then ask the dealer.